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	<title>The Guide to Cancellation of Debt &#187; Taxes &amp; Mortgage Relief</title>
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	<description>Your Source For Cancellation of Debt Info</description>
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		<title>Debt Forgiveness &amp; Insolvency</title>
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		<pubDate>Fri, 25 Dec 2009 19:39:26 +0000</pubDate>
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				<category><![CDATA[1099-C]]></category>
		<category><![CDATA[Bankruptcy & Insolvency]]></category>
		<category><![CDATA[Forgiveness of Debt]]></category>
		<category><![CDATA[Taxes & Mortgage Relief]]></category>

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		<description><![CDATA[If a homeowner is not able to exclude all debt cancellation based on the Mortgage Forgiveness Debt Relief Act, there may be relief if they can prove they were insolvent. You are insolvent when, and to the extent, your liabilities exceed the fair value of your assets. You must determine your liabilities and the fair [...]]]></description>
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